The Most Flexible Funding Strategy in Ecommerce
Design Capital Your Way
Mix and match deployment, structure, and payment options to create a capital strategy that adapts to your goals, and evolves as fast as your business.
Select a one-time, upfront amount for planned initiatives (Fixed Funding Capacity) or ongoing access that replenishes as you pay (Rolling Funding Capacity).
Decide whether capital should land directly in your account (Cash Advance) or flow directly to your suppliers (Invoice Funding).
Set your term (4, 5, or 6 months), pay weekly, and refresh funding capacity faster with the early payment option.
Funding Structures
Choose between one-time capital with predictable terms (Fixed Funding Capacity) or flexible funding that replenishes as you grow (Rolling Funding Capacity).
Capital you can count on, upfront and predictable
When opportunity strikes, you shouldn’t have to guess. Fixed Funding Capacity gives you a one-time amount of capital with a clear, estimated payment schedule. It’s ideal for launches, seasonal pushes, and large vendor commitments where stability and forecasting are non-negotiable.
Best for: Big campaigns, inventory buys, market expansion.
Why it works: Capped weekly payments, estimated terms, and full visibility from day one.
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Capital that refreshes as you grow
When growth is continuous, you need funding that keeps pace. Rolling Funding Capacity replenishes automatically as you make payments, so you never have to stop and reapply. It’s built for brands reinvesting profits into ongoing campaigns, recurring vendor costs, and repeatable growth cycles.
Best for: Continuous ad spend, recurring supplier payments, reinvestment loops.
Why it works: Funding capacity refreshes in real time, capital stays within reach, and performance unlocks more funding.
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How Capital Gets Deployed
Decide whether capital should land directly in your account (Cash Advance) or flow straight to suppliers (Invoice Funding).
Draw only what you need, when you need it.
Capital for you to pay your suppliers.
Who we fund
Clearco gives scaling DTC brands the flexibility to expand into new channels, launch new SKUs, and build long-term value without dilution, restrictive terms, or trading control for cash.
If you meet the following criteria, reach out to our team to get funded.
You run a direct to consumer Ecommerce and/or SaaS business.
Your business has 12+ months of consistent revenue, generating more than $100,000 USD per month.
Your business is incorporated in the U.S. and has an active U.S. business bank account.
Payment Options
These payment models apply to both Cash Advance and Invoice Funding, giving you flexible choices no matter how capital is deployed.
Know your costs upfront with predictable payment schedules.
Strong payment history can unlock more funding capacity over time.
Pay in full early whenever it makes sense without penalties.
What's Right For You?
If your biggest priority is…
Over $3B invested into 10,000 businesses
Nuudii System
“It’s really nice to know exactly what you have to pay back with Clearco. It allows us to retain more cash when it comes to strong sales periods.”
Monos
“The funding from Clearco allowed us to keep our foot on the gas pedal, to remain aggressive, and prevented us from slowing down at all.”
Tushy
“Clearco’s team was so easy to work with - the whole experience was lovely. Getting the funding was as easy as 1, 2, 3.”
Answering your first questions about Clearco
Yes. Many businesses move between these funding structures and payment options to match different moments in their growth strategy.
You can pay in full early at any time with no penalties. Paying early may even unlock more funding capacity with better terms.
Yes. As you make payments, the principal amount becomes available again. No reapplications or extra paperwork needed.
No. Clearco does not take blanket liens or personal guarantees. We file a security interest in the purchased future receivables, which serve as the collateral.
In as little as 24-48 hours after approval.